What Type of Commercial Insurance Do I Need?

At Blevins Insurance Agency, we offer many types of insurance, including commercial insurance, in Lafayette, IN. Which type of commercial insurance you need depends on your business. 

Types of Commercial Insurance

General Liability Insurance

Most businesses need general liability insurance. This covers claims that you caused property damage or physical injury. This includes injuries that occur at your business. It can also include product liability, which protects you from damage caused by your product or service.

Commercial Property Insurance 

Commercial property insurance covers any property that you use for your business. This includes stores, offices, and manufacturing facilities. If your building or property within the building is damaged, you’ll receive compensation under this policy. 

Worker’s Compensation Insurance 

If you have one or more employees in Indiana, you’ll need worker’s compensation insurance. If an employee is injured on the job, their lost wages and medical expenses will be covered by this policy. 

Professional Liability Insurance 

Professional liability insurance provides coverage if your business offers a professional service. For example, if you make an accounting mistake that costs your client, this policy will cover the damages. 

This type of policy is also known as omissions and error insurance and covers a wide variety of professional services. 

Business Interruption Insurance

Business interruption insurance is important for small and medium-sized businesses. If you are unable to operate your business due to property damage, this policy will provide a replacement for your lost income until your business is active again. 

Commercial Auto Insurance 

If you or an employee use a vehicle as part of business operations, you’ll need a commercial auto policy. This provides liability coverage when the vehicle is driven while conducting business activities.  

Reach Out To Us

If you need commercial insurance in Lafayette, IN, contact us at Blevins Insurance Agency. Our agents will help you determine which types of commercial insurance your business needs.