Winter is here in Lafayette, IN, and the snow, ice, and cold weather can wreak havoc on your home. From roof damage to frozen pipes, winter can cause significant disruption in your home life. That’s why you must ensure that your home is adequately insured for the winter season.
Protecting Your Home in Winter
Check Your Insurance
Before the arrival of winter, it’s essential to review your insurance policy and ensure that you are adequately covered against any potential damages. Look out for clauses such as “Snow Load Coverage,” which may be necessary if you live in an area with heavy snowfall. Additionally, check for coverage on water pipe freezing and emergency services that may be needed in case of a burst pipe or other emergency situation. If you have questions, check with your Blevins Insurance Agency representative.
Prepare Your Home
Once you have ensured that you are fully insured for the season, take proactive steps to prepare your home for any potential damage from winter weather. Clean out gutters and downspouts, so they do not become clogged with leaves or debris, and check roofs and siding for any missing shingles or cracks that can let in moisture or cold air.
Keep Up With HVAC Maintenance
Finally, it’s essential to ensure that all home heating systems function correctly before cold temperatures arrive. Have a professional inspect gas-powered furnaces and electric heaters to ensure safety and efficiency throughout the season. It’s also a good idea to clean the dust off baseboard radiators at least once a year. Hence, they work correctly when needed, especially in winter when temperatures dip below freezing.
Contact Us Today
If you have questions about how best to protect your Lafayette, IN home this winter season or need additional information about insurance policies, contact Blevins Insurance Agency today!