If you’re a business owner who owns and manages commercial vehicles for your daily operations, it may be time for you to consider commercial fleet insurance. Business owners in Lafayette, IN, who have commercial fleet insurance, can preserve their peace of mind knowing that their vehicles are protected at all times. At Blevins Insurance Agency, we’ll help you find the right policies that directly reflect the needs of your business.
Types of Commercial Fleet Insurance
There are different types of policies that may be appropriate for your business, depending on how your commercial vehicles are used. Common types of commercial insurance include:
- Commercial liability: Commercial auto liability helps to cover bodily injury and potential property damage when an insured driver is responsible for an accident.
- Collision coverage: Collision coverage helps to pay for repairs or replacements as needed when a covered fleet vehicle is damaged in an accident.
- Comprehensive coverage: Comprehensive coverage is optimal to protect against non-collision losses, such as fires, vandalism, and even theft.
- Uninsured/underinsured motorist: Uninsured/underinsured motorist coverage can help if another driver is responsible for an accident but has insufficient or no insurance at all.
- Medical payments: Medical insurance can help cover medical expenses that occur after a covered accident.
- Hired and non-owned coverage: This type of coverage can help to protect your business when an employee is using a rented or personal vehicle for business.
Comparing commercial insurance types for fleets in Lafayette, IN, is highly advisable for anyone managing and operating a business with commercial vehicles. The right protection can make all the difference, whether you’re just starting out or you’re on a path of growth and expansion. To learn more about commercial insurance policies for fleets that are right for you and your business, contact Blevins Insurance Agency today.
