Your home insurance provides a variety of vital coverage to protect you. At Blevins Insurance Agency in Lafayette, IN, we are independent insurance agents who take our responsibility to our customers seriously and are dedicated to making sure your coverage stays current with your needs. This includes updating the amount of liability coverage that you need to protect your assets.
Your financial worth has increased
Chances are pretty good that you are worth more today than when you took out your home insurance policy. Protecting your assets is the primary purpose of your liability coverage, and if your assets have increased, it’s reasonable to expect that your liability coverage should also increase.
You have added a swimming pool to your home.
Swimming pools are great for entertaining your family and friends. They also increase your home’s liability, and increasing your coverage may be necessary to fully protect you.
Your kids want a trampoline.
Trampolines are very popular, and if your kids haven’t asked for one yet, they probably will. If you opt to get one, ensure that it has all the safety features available and that you notify your insurance agent that you have added it to your home. Having someone get injured on your trampoline can get expensive. On average, 100,000 emergency room visits are related to trampolines every year.
You are thinking of getting a dog.
If you are considering adding a furry friend to your family, you must discuss this with your insurance agent. Before you choose the breed that you plan to get, you need to know if your home insurance will provide protection. Some breeds are considered so dangerous that home insurance carriers refuse to provide coverage for them.
Contact our team at Blevins Insurance Agency in Lafayette, IN with all your home insurance needs.
