If you’re thinking about becoming a rideshare driver for Uber or Lyft in the greater Lafayette, IN community, you might be wondering if your automobile insurance will cover you. The answer is that personal policies usually won’t. You will need a commercial auto insurance policy.<\/p>\n
We at Blevins Insurance Agency can help you explain how to make an informed decision about whether or not to purchase rideshare insurance.<\/p>\n
Personal automobile insurance typically does not cover commercial activities, like driving for Uber or Lyft. If you get into an accident while driving for a rideshare company and you don’t have rideshare insurance, your personal auto insurer may refuse to pay out any claims. That’s why it’s so important to understand the difference between personal auto insurance and rideshare insurance.<\/p>\n
Rideshare insurance is a commercial auto policy that provides coverage when you’re actively logged into the app and available to accept fares. Once you accepted a fare and are en route to pick up your passenger, you’re covered by the rideshare company’s liability policy up until the point that the passenger exits the vehicle.<\/p>\n
But there’s no need to worry! Whether you have personal auto insurance or not, there are plenty of options for securing rideshare insurance. In fact, most major auto insurers now offer rideshare-specific coverage options. And because most companies consider rideshare drivers to be high-risk (due to the amount of time they spend on the road), rates are typically very affordable—usually just a few dollars more per month than your regular car insurance premium.<\/p>\n
So, if you’re thinking about becoming a Lafayette, IN rideshare driver, make sure to do your research. Contact Blevins Insurance Agency so that we can help you get the coverage you need.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you’re thinking about becoming a rideshare driver for Uber or Lyft in the greater Lafayette, IN community, you might be wondering if your automobile insurance will cover you. The answer is that personal policies usually won’t. You will need a commercial auto insurance policy. We at Blevins Insurance Agency can help you explain how to make an informed […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[7,6],"class_list":["post-52","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-blevins-insurance-agency","tag-lafayette-in"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t