{"id":130,"date":"2025-12-26T04:00:00","date_gmt":"2025-12-26T10:00:00","guid":{"rendered":"https:\/\/www.blevinsinsurance.com\/blog\/?p=130"},"modified":"2025-12-16T09:25:17","modified_gmt":"2025-12-16T15:25:17","slug":"what-are-commonly-covered-perils-in-a-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.blevinsinsurance.com\/blog\/what-are-commonly-covered-perils-in-a-home-insurance-policy\/","title":{"rendered":"What Are Commonly Covered Perils in a Home Insurance Policy?"},"content":{"rendered":"

Your home insurance policy has a clause on commonly covered perils, which lays out the damage the policy covers. Blevins Insurance Agency, serving Lafayette, IN, is here to help you learn about commonly covered perils so you can get the most out of your coverage.<\/p>\n

What Is a Commonly Covered Peril?<\/h2>\n

A peril is an event that results in a calamity, and a commonly covered peril is one that’s found in most insurance policies. A peril can be a fire, a tornado, vandalism, or hail. That means you can expect your home insurance policy to cover these types of events because they’re already included. <\/p>\n

Check Your Policy for Your Specific Coverage<\/h2>\n

Every insurance policy covers different types of perils. That means you shouldn’t assume you’re covered for a specific type of damage. Instead, you should go over your policy with your insurance agent to find out what your specific coverages are. And if you learn that you are not covered, you can get additional insurance to stay ahead of an adverse event. <\/p>\n

Contact Us To Get the Right Coverage<\/h2>\n

At Blevins Insurance Agency, we want to help you understand your home insurance policy and how it provides coverage. Contact us to speak with one of our agents. We can go over your existing policy with you to make sure it’s adequate, or find you a new policy that’s better suited to your home and needs. We’re currently serving Lafayette, IN. <\/p>\n","protected":false},"excerpt":{"rendered":"

Your home insurance policy has a clause on commonly covered perils, which lays out the damage the policy covers. Blevins Insurance Agency, serving Lafayette, IN, is here to help you learn about commonly covered perils so you can get the most out of your coverage. What Is a Commonly Covered Peril? A peril is an […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,20,23,14,22],"class_list":["post-130","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-blevins-insurance-agency","tag-home","tag-in","tag-insurance","tag-lafayette"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t